Pitter-patter sounds on the roof might be great at Christmas when you’re hoping to see reindeer up there.
But come the spring, that sound means hail, and homeowners all around the Metroplex cringe as we imagine the damage happening to our shingles. We have the most severe hail days per year in the country — giving us the nickname “Hail Alley” — which in turn makes us a leader in the number of hail loss insurance claims as well.
Once the storm has passed, it’s a good idea to climb up to survey your roof and check for damage. If you find some, your next thought is likely whether you should repair or replace the roof.
It’s a big decision with a big cost that should be considered carefully. We’ve put together this guide to help you weigh all the factors in making your choice.
Points to Consider
Now that you know you have damage, there are a few other data points needed to help you decide what the next steps should be. This info will help you weigh the pros and cons of repair vs. reroofing.
Age of the Roof
No matter what you were originally told, most shingles don’t last as long as the projected lifetimes listed by the manufacturer. This is especially true in hard climates like North Texas with super hot summers and lots of hail. The average roof can last 20-25 years if it’s well-cared for, but hail damage cuts the lifespan in our area.
Aging makes the roof more susceptible to damage and leaks, so it’s good to know when your roof was installed and what the projected life of the shingles is. A fairly new roof covered in high-quality materials would be a good candidate for roof repair.
Amount of Damage
How much of the roof had damage when you looked? A small amount could call for a repair, but when enough of the roof is damaged, it becomes easier to consider replacing. A roof replacement could even be cheaper in the long run depending on the age of the roof.
Type of Damage
Leaking is the most common reason to need to repair or replace your roof. If it’s a small leak, it could be easy to repair. Waiting to fix it could lead to a bigger problem later on like mold or rotted framing.
Beyond leaking, there tend to be two types of damage that might lead you to have work done. Aesthetic damage is when the shingles look old and worn or have stuff growing on or between them. Structural damage covers curled or cupping edges, missing granules, cracked or broken shingles, and dented or perforated parts.
Your homeowners insurance could pay for a new roof depending on a few factors, not the least of which is whether your policy covers replacements or only repairs. The age of the roof plays a role in what and how much insurance will pay for as well.
It’s worth noting that installing long-lifespan hail-resistant shingles in the DFW area can net you a discount on your premiums going forward.
When to Repair
As a general rule, you should consider roof repair services over replacement in a specific set of cases.
First is if you’re repairing to hold you over until the weather gets warmer and the roof can be replaced. These kinds of repairs might involve a small leak or a few missing shingles. You could also repair to extend the life of the roof and wait until it makes sense to replace it.
If the damage is minor, a repair would also be called for. This is especially true if the damage is in an isolated area and involves just a few shingles. More moderate damage starts to edge toward replacement, but if it’s confined to one side or area, a partial re-roof might work.
When to Replace
Replacing the roof is sometimes a job that just can’t be put off. You should consider a replacement if the continued cost of repair starts to outstrip the roof replacement cost.
Putting in a new roof might be cheaper in the long run if you have moderate damage. It’s a calculation of the cost between repairing a section and replacing the whole thing weighed with the age of the roof and life expectancy of the current shingles.
Some damage just calls for replacing, especially cracked, cupped, or curling shingles. This kind of damage is likely to be roof-wide and has a lot to do with the roof’s age as well as our hot weather.
How long you plan to stay in your home is also a consideration. The need to replace the roof might turn off a potential buyer or cut the offer you receive. Making repairs and replacing individual shingles can be more obvious than you realize and be a turn-off to a buyer.
A new roof is also an opportunity to improve the quality of your roof and start fresh with a new warranty. Today’s shingles provide better insulation and increased energy efficiency by reflecting away that hot Texas sun. Energy savings can go a long way to offset the cost of a new roof.
Repair or Replace
Should you repair or replace your roof? As you can see, there are many factors to consider in choosing, including age and cost. But if you find damage on your roof, you shouldn’t delay in having a professional take a look to see how extensive it is and get you started toward making it whole.
If you’re weighing your options, a professional assessment from a quality roof replacement company can help you in making a choice. Contact us today to schedule a roof inspection with one of our experts.